:root {
    --iopay-primary: #0b63e5;
    --iopay-secondary: #13b5e8;
    --iopay-heading: #10172b;
    --iopay-muted: #8190aa;
    --iopay-soft: #eaf6ff;
    --iopay-header-bg: #f6f3ff;
    --iopay-dark: #111829;
    --dnm-body-size: 16px;
    --dnm-heading-size: 22px;
    --dnm-section-title-size: 42px;
}

/* =========================================
   HEADER
   ========================================= */
.dnm-site-header {
    position: relative;
    z-index: 1000;
    min-height: 106px;
    background: var(--iopay-header-bg);
}

.dnm-header {
    position: relative;
    width: 100%;
    margin: 0;
    background: var(--iopay-header-bg);
    transition: background-color 0.25s ease, box-shadow 0.25s ease;
}

.dnm-header.site-headers-sticky {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 9999;
    background: rgba(246, 243, 255, 0.96);
    box-shadow: 0 12px 32px rgba(17, 24, 41, 0.08);
    backdrop-filter: blur(14px);
}

.admin-bar .dnm-header.site-headers-sticky {
    top: 32px;
}

.dnm-header__container {
    min-height: 106px;
    display: grid;
    grid-template-columns: minmax(220px, 1fr) auto minmax(220px, 1fr);
    align-items: center;
    gap: 42px;
}

.dnm-header__brand {
    display: flex;
    align-items: center;
    padding: 0;
    margin: 0;
}

.dnm-header .logo-heager {
    display: inline-flex;
    align-items: center;
    line-height: 1;
    text-decoration: none;
}

.dnm-header .logo-heager .img-logo {
    display: block;
    width: 190px;
    max-width: 100%;
    max-height: 58px;
    object-fit: contain;
}

.dnm-header__menu-panel {
    width: auto;
    display: flex;
    align-items: center;
    justify-content: center;
}

.dnm-header__menu,
.dnm-header .nav-menu {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 72px;
    list-style: none;
    padding: 0;
    margin: 0;
}

.dnm-header__menu li {
    position: relative;
}

.dnm-header__menu > li > a,
.dnm-header .nav-menu > li > a {
    display: inline-flex;
    align-items: center;
    padding: 12px 0;
    color: #354057;
    font-size: 22px;
    font-weight: 500;
    line-height: 1.15;
    text-decoration: none;
    transition: color 0.2s ease;
}

.dnm-header__menu > li > a:hover,
.dnm-header__menu > li > a:focus,
.dnm-header__menu > li.current-menu-item > a,
.dnm-header .nav-menu > li > a:hover,
.dnm-header .nav-menu > li > a:focus,
.dnm-header .nav-menu > li.current-menu-item > a {
    color: var(--iopay-primary);
    outline: 0;
}

.dnm-header .sub-open {
    display: none;
}

.dnm-header .sub-menu {
    position: absolute;
    top: calc(100% + 16px);
    left: 50%;
    z-index: 30;
    min-width: 190px;
    padding: 12px;
    margin: 0;
    list-style: none;
    background: #ffffff;
    border: 1px solid rgba(129, 144, 170, 0.16);
    border-radius: 16px;
    box-shadow: 0 18px 44px rgba(17, 24, 41, 0.12);
    opacity: 0;
    visibility: hidden;
    transform: translate(-50%, 8px);
    transition: opacity 0.2s ease, transform 0.2s ease, visibility 0.2s ease;
}

.dnm-header li:hover > .sub-menu,
.dnm-header li:focus-within > .sub-menu {
    opacity: 1;
    visibility: visible;
    transform: translate(-50%, 0);
}

.dnm-header .sub-menu a {
    display: block;
    padding: 10px 12px;
    border-radius: 10px;
    color: #354057;
    font-size: 16px;
    font-weight: 600;
    text-decoration: none;
}

.dnm-header .sub-menu a:hover,
.dnm-header .sub-menu a:focus {
    background: var(--iopay-soft);
    color: var(--iopay-primary);
}

.dnm-header__action {
    width: auto;
    margin: 0;
    justify-self: end;
    text-align: right;
}

.dnm-header__button,
.dnm-header__mobile-cta {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 214px;
    min-height: 60px;
    padding: 0 34px;
    border-radius: 15px;
    background: var(--iopay-dark);
    color: #ffffff;
    font-size: 22px;
    font-weight: 800;
    line-height: 1;
    text-decoration: none;
    box-shadow: 0 10px 22px rgba(17, 24, 41, 0.2);
    transition: transform 0.2s ease, background-color 0.2s ease, box-shadow 0.2s ease;
}

.dnm-header__button:hover,
.dnm-header__button:focus,
.dnm-header__mobile-cta:hover,
.dnm-header__mobile-cta:focus {
    color: #ffffff !important;
    background: #0b1220;
    transform: translateY(-1px);
    box-shadow: 0 14px 28px rgba(17, 24, 41, 0.24);
}

.dnm-header__mobile-cta {
    display: none;
}

.dnm-header__toggle {
    display: none;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    padding: 0;
    border: 0;
    border-radius: 13px;
    background: var(--iopay-dark);
    color: #ffffff;
    font-size: 20px;
    line-height: 1;
    box-shadow: 0 10px 20px rgba(17, 24, 41, 0.16);
}

@media (max-width: 1199px) {
    .dnm-header__container {
        grid-template-columns: minmax(180px, 1fr) auto minmax(180px, 1fr);
        gap: 28px;
    }

    .dnm-header__menu,
    .dnm-header .nav-menu {
        gap: 42px;
    }

    .dnm-header__menu > li > a,
    .dnm-header .nav-menu > li > a {
        font-size: 19px;
    }

    .dnm-header__button {
        min-width: 176px;
        min-height: 54px;
        font-size: 19px;
    }
}

@media (max-width: 991px) {
    .dnm-site-header {
        min-height: 74px;
    }

    .dnm-header__container {
        position: relative;
        min-height: 74px;
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 18px;
        padding-top: 12px;
        padding-bottom: 12px;
    }

    .dnm-header .logo-heager .img-logo {
        width: 154px;
        max-height: 50px;
    }

    .dnm-header__toggle {
        display: inline-flex;
        flex: 0 0 auto;
    }

    .dnm-header.toggled .dnm-header__toggle {
        background: var(--iopay-primary);
    }

    .dnm-header__action {
        display: none;
    }

    .dnm-header__menu-panel {
        position: absolute;
        top: calc(100% - 4px);
        left: 12px;
        right: 12px;
        z-index: 40;
        display: none;
        width: auto;
        padding: 16px;
        border: 1px solid rgba(129, 144, 170, 0.14);
        border-radius: 18px;
        background: #ffffff;
        box-shadow: 0 18px 46px rgba(17, 24, 41, 0.14);
    }

    .dnm-header.toggled .dnm-header__menu-panel {
        display: block;
    }

    .dnm-header__menu,
    .dnm-header .nav-menu {
        width: 100%;
        display: flex !important;
        flex-direction: column;
        align-items: stretch;
        gap: 4px;
    }

    .dnm-header__menu > li > a,
    .dnm-header .nav-menu > li > a {
        width: 100%;
        display: flex;
        padding: 13px 14px;
        border-radius: 12px;
        color: var(--iopay-heading);
        font-size: 18px;
        font-weight: 700;
    }

    .dnm-header__menu > li > a:hover,
    .dnm-header__menu > li > a:focus,
    .dnm-header .nav-menu > li > a:hover,
    .dnm-header .nav-menu > li > a:focus {
        background: var(--iopay-soft);
    }

    .dnm-header__mobile-cta {
        display: flex;
        min-width: 0;
        min-height: 50px;
        width: 100%;
        margin-top: 10px;
        border-radius: 13px;
        font-size: 18px;
    }

    .dnm-header .sub-open {
        display: block;
        position: absolute;
        top: 4px;
        right: 4px;
        width: 42px;
        height: 42px;
        cursor: pointer;
    }

    .dnm-header .sub-open::before {
        content: "";
        position: absolute;
        top: 18px;
        left: 15px;
        width: 10px;
        height: 10px;
        border-right: 2px solid #8190aa;
        border-bottom: 2px solid #8190aa;
        transform: rotate(45deg);
        transition: transform 0.2s ease;
    }

    .dnm-header .sub-open.sub-opends::before {
        transform: rotate(225deg);
    }

    .dnm-header .sub-menu {
        position: static;
        display: none;
        min-width: 0;
        padding: 4px 0 4px 12px;
        border: 0;
        border-radius: 0;
        box-shadow: none;
        opacity: 1;
        visibility: visible;
        transform: none;
    }

    .dnm-header .sub-menu.active {
        display: block;
    }
}

@media (max-width: 782px) {
    .admin-bar .dnm-header.site-headers-sticky {
        top: 46px;
    }
}

@media (max-width: 575px) {
    .dnm-site-header,
    .dnm-header__container {
        min-height: 68px;
    }

    .dnm-header .logo-heager .img-logo {
        width: 132px;
        max-height: 44px;
    }

    .dnm-header__toggle {
        width: 42px;
        height: 42px;
        border-radius: 12px;
        font-size: 18px;
    }

    .dnm-header__menu-panel {
        left: 10px;
        right: 10px;
    }
}

/* =========================================
   SECTION 1 - HERO CELENGAN
   ========================================= */
.dnm-section1 {
    position: relative;
    overflow: hidden;
    min-height: 809px;
    padding: 150px 0 64px;
    background-image: var(--dnm-section1-bg, url("assets/images/banner_hero.png"));
    background-repeat: no-repeat;
    background-position: center top;
    background-size: cover;
    color: #12182f;
}

.dnm-section1__inner {
    width: min(100% - 40px, 1510px);
    margin: 0 auto;
}

.dnm-section1__content {
    max-width: 560px;
}

.dnm-section1__badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 40px;
    padding: 8px 22px;
    margin-bottom: 28px;
    border-radius: 999px;
    background: #ffd9d9;
    color: #f59a00;
    font-size: 13px;
    font-weight: 800;
    line-height: 1;
    letter-spacing: 0;
    text-transform: lowercase;
}

.dnm-section1__badge-icon {
    font-size: 15px;
    line-height: 1;
}

.dnm-section1__title {
    margin: 0;
    color: #11152d;
    font-size: 76px;
    font-weight: 900;
    line-height: 1.04;
    letter-spacing: 0;
}

.dnm-section1__title span:not(.dnm-section1__sparkle) {
    color: var(--iopay-primary);
}

.dnm-section1__sparkle {
    display: inline-block;
    margin-left: 8px;
    color: #ffc83d;
    font-size: 56px;
    line-height: 1;
    vertical-align: 0.02em;
}

.dnm-section1__desc {
    max-width: 500px;
    margin: 24px 0 40px;
    color: #6d7587;
    font-size: 18px;
    font-weight: 400;
    line-height: 1.65;
    letter-spacing: 0;
}

.dnm-section1__actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 16px;
}

.dnm-section1__btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 166px;
    min-height: 58px;
    padding: 14px 30px;
    border-radius: 16px;
    border: 1px solid transparent;
    font-size: 16px;
    font-weight: 800;
    line-height: 1.2;
    text-decoration: none;
    transition: transform 0.25s ease, box-shadow 0.25s ease, background-color 0.25s ease;
}

.dnm-section1__btn:hover,
.dnm-section1__btn:focus {
    text-decoration: none;
    transform: translateY(-2px);
}

.dnm-section1__btn--primary {
    background: #121b2f;
    color: #ffffff;
    box-shadow: 0 18px 30px rgba(18, 27, 47, 0.18);
}

.dnm-section1__btn--primary:hover,
.dnm-section1__btn--primary:focus {
    background: #1b2740;
    color: #ffffff;
}

.dnm-section1__btn--secondary {
    background: #ffffff;
    color: #344054;
    box-shadow: 0 18px 30px rgba(80, 93, 123, 0.16);
}

.dnm-section1__btn--secondary:hover,
.dnm-section1__btn--secondary:focus {
    background: #f8fbff;
    color: #1f2937;
}

.dnm-section1__visual {
    display: flex;
    justify-content: flex-end;
    align-items: center;
    width: 100%;
    margin-top: -10px;
}

.dnm-section1__visual img {
    display: block;
    width: min(108%, 787px);
    max-width: none;
    height: auto;
    transform: translateX(52px);
}

@media (max-width: 1399px) {
    .dnm-section1 {
        min-height: 720px;
        padding-top: 118px;
    }

    .dnm-section1__inner {
        width: min(100% - 32px, 1180px);
    }

    .dnm-section1__title {
        font-size: 64px;
    }

    .dnm-section1__sparkle {
        font-size: 46px;
    }

    .dnm-section1__visual img {
        width: min(105%, 700px);
        transform: translateX(28px);
    }
}

@media (max-width: 991px) {
    .dnm-section1 {
        min-height: auto;
        padding: 84px 0 70px;
        background-position: center top;
    }

    .dnm-section1__content {
        max-width: 640px;
    }

    .dnm-section1__title {
        font-size: 54px;
    }

    .dnm-section1__desc {
        max-width: 560px;
    }

    .dnm-section1__visual {
        justify-content: center;
        margin-top: 42px;
    }

    .dnm-section1__visual img {
        width: min(100%, 680px);
        transform: none;
    }
}

@media (max-width: 575px) {
    .dnm-section1 {
        padding: 64px 0 54px;
        background-position: 48% top;
    }

    .dnm-section1__inner {
        width: min(100% - 28px, 100%);
    }

    .dnm-section1__badge {
        min-height: 36px;
        margin-bottom: 22px;
        padding: 8px 18px;
        font-size: 12px;
    }

    .dnm-section1__title {
        font-size: 42px;
        line-height: 1.08;
    }

    .dnm-section1__sparkle {
        margin-left: 2px;
        font-size: 34px;
    }

    .dnm-section1__desc {
        margin: 20px 0 30px;
        font-size: 16px;
        line-height: 1.6;
    }

    .dnm-section1__actions {
        gap: 12px;
    }

    .dnm-section1__btn {
        flex: 1 1 148px;
        min-width: 0;
        min-height: 52px;
        padding: 12px 18px;
        border-radius: 14px;
        font-size: 15px;
    }

    .dnm-section1__visual {
        margin-top: 32px;
    }
}

/* =========================================
   SECTION STATS - COUNT UP
   ========================================= */
.dnm-section-stats {
    position: relative;
    overflow: hidden;
    padding: 48px 0 46px;
    background: #ffffff;
}

.dnm-section-stats__inner {
    width: min(100% - 40px, 1200px);
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    align-items: center;
}

.dnm-section-stats__item {
    position: relative;
    text-align: center;
}

.dnm-section-stats__item:not(:last-child)::after {
    content: "";
    position: absolute;
    top: 50%;
    right: 0;
    width: 1px;
    height: 61px;
    background: rgba(16, 23, 43, 0.65);
    transform: translateY(-50%);
}

.dnm-section-stats__number {
    display: inline-flex;
    align-items: baseline;
    justify-content: center;
    gap: 8px;
    min-height: 50px;
    color: #000000;
    font-size: 42px;
    font-weight: 900;
    line-height: 1;
    letter-spacing: 0;
    white-space: nowrap;
}

.dnm-countup {
    display: inline-block;
    min-width: 3ch;
    text-align: right;
}

.dnm-section-stats__suffix {
    display: inline-block;
}

.dnm-section-stats__label {
    margin: 12px 0 0;
    color: #000000;
    font-size: 13px;
    font-weight: 600;
    line-height: 1.3;
}

@media (max-width: 991px) {
    .dnm-section-stats {
        padding: 42px 0;
    }

    .dnm-section-stats__inner {
        width: min(100% - 32px, 760px);
        grid-template-columns: repeat(2, minmax(0, 1fr));
        row-gap: 38px;
    }

    .dnm-section-stats__item:nth-child(2)::after {
        display: none;
    }

    .dnm-section-stats__number {
        font-size: 38px;
    }
}

@media (max-width: 575px) {
    .dnm-section-stats {
        padding: 36px 0;
    }

    .dnm-section-stats__inner {
        width: min(100% - 28px, 100%);
        grid-template-columns: 1fr;
        row-gap: 0;
    }

    .dnm-section-stats__item {
        padding: 22px 0;
        border-bottom: 1px solid rgba(16, 23, 43, 0.12);
    }

    .dnm-section-stats__item:first-child {
        padding-top: 0;
    }

    .dnm-section-stats__item:last-child {
        padding-bottom: 0;
        border-bottom: 0;
    }

    .dnm-section-stats__item::after {
        display: none;
    }

    .dnm-section-stats__number {
        font-size: 34px;
    }
}

/* =========================================
   SECTION 2 - FEATURE CARDS
   ========================================= */
.dnm-section2 {
    position: relative;
    overflow: hidden;
    padding: 50px 0 96px;
    background: #ffffff;
    color: #10172b;
}

.dnm-section2__inner {
    width: min(100% - 40px, 1440px);
    margin: 0 auto;
}

.dnm-section2__top {
    margin-bottom: 122px;
}

.dnm-section2__intro {
    max-width: 470px;
    margin: 0;
    color: #95a2b8;
    font-size: 19px;
    font-weight: 800;
    line-height: 1.45;
    letter-spacing: 0;
}

.dnm-section2__action {
    display: flex;
    justify-content: flex-end;
}

.dnm-section2__link {
    display: inline-flex;
    align-items: center;
    color: #10172b;
    font-size: 18px;
    font-weight: 900;
    line-height: 1.2;
    text-decoration: none;
    transition: color 0.25s ease, transform 0.25s ease;
}

.dnm-section2__link:hover,
.dnm-section2__link:focus {
    color: var(--iopay-primary);
    text-decoration: none;
    transform: translateY(-2px);
}

.dnm-section2__features {
    row-gap: 32px;
}

.dnm-section2__card {
    padding: 33px 40px 38px;
    border-radius: 18px;
    background: #ffffff;
    transition: all 0.5s;
    cursor: pointer;
}

.dnm-section2__card:hover {
        transform: translateY(-10px) !important;;    
    transition: all 0.5s;
    box-shadow: 0 44px 76px rgba(16, 23, 43, 0.12);
}

.dnm-section2__icon {
    display: block;
    width: 56px;
    height: 56px;
    margin-bottom: 28px;
    object-fit: contain;
}

.dnm-section2__title {
    margin: 0 0 16px;
    color: #10172b;
    font-size: 22px;
    font-weight: 900;
    line-height: 1.2;
    letter-spacing: 0;
}
h2.title_section2 {
    text-align: center;
    font-size: 36px;
    font-weight: bold;
}
.dnm-section2__text {
    margin: 0;
    color: #95a2b8;
    font-size: 18px;
    font-weight: 700;
    line-height: 1.35;
    letter-spacing: 0;
}

@media (min-width: 992px) {

    .dnm-section2__features > [class*="col-"]:nth-child(2) .dnm-section2__card,
    .dnm-section2__features > [class*="col-"]:nth-child(3) .dnm-section2__card {
        margin-bottom: 48px;
    }
}

@media (max-width: 1199px) {
    .dnm-section2 {
        padding: 100px 0 82px;
    }

    .dnm-section2__top {
        margin-bottom: 82px;
    }

    .dnm-section2__intro {
        font-size: 18px;
    }

    .dnm-section2__card {
        padding: 30px 34px 34px;
    }
}

@media (max-width: 991px) {
    .dnm-section2 {
        padding: 78px 0 72px;
    }

    .dnm-section2__top {
        margin-bottom: 48px;
    }

    .dnm-section2__intro {
        max-width: 640px;
    }

    .dnm-section2__action {
        justify-content: flex-start;
        margin-top: 22px;
    }

    .dnm-section2__card,
    .dnm-section2__card--active {
        max-width: none;
        min-height: auto;
        box-shadow: 0 44px 76px rgba(16, 23, 43, 0.12);
    }
}

@media (max-width: 575px) {
    .dnm-section2 {
        padding: 10px 0px;
    }

    .dnm-section2__inner {
        width: min(100% - 28px, 100%);
    }

    .dnm-section2__top {
        margin-bottom: 34px;
    }

    .dnm-section2__intro {
        font-size: 16px;
        line-height: 1.55;
    }

    .dnm-section2__link {
        font-size: 16px;
    }

    .dnm-section2__card--active {
        padding: 28px 24px 30px;
        border-radius: 16px;
    }

    .dnm-section2__icon {
        width: 52px;
        height: 52px;
        margin-bottom: 24px;
    }

    .dnm-section2__title {
        font-size: 20px;
    }

    .dnm-section2__text {
        font-size: 16px;
        line-height: 1.45;
    }
}

/* =========================================
   SECTION 3 - PAYMENT AND HISTORY
   ========================================= */
.dnm-section3 {
    position: relative;
    overflow: hidden;
    padding: 74px 0 104px;
    background: #ffffff;
    color: #2b274d;
}

.dnm-section3__inner {
    width: min(100% - 40px, 1200px);
    margin: 0 auto;
}

.dnm-section3__row {
    row-gap: 38px;
}

.dnm-section3__row--top {
    margin-bottom: 86px;
}

.dnm-section3__row--bottom {
    margin-top: 0;
}


.dnm-section3__title {
    margin: 0 0 16px;
    color: #2b274d;
    font-size: 34px;
    font-weight: 900;
    line-height: 1.12;
    letter-spacing: 0;
}

.dnm-section3__desc {
    margin: 0 0 18px;
    color: #8a96ac;
    font-size: 13px;
    font-weight: 600;
    line-height: 1.58;
    letter-spacing: 0;
}

.dnm-section3__link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: #2b274d;
    font-size: 13px;
    font-weight: 900;
    line-height: 1.2;
    text-decoration: none;
    transition: color 0.25s ease, transform 0.25s ease;
}

.dnm-section3__link span {
    font-size: 18px;
    line-height: 1;
    margin-top: -4px;
}

.dnm-section3__link:hover,
.dnm-section3__link:focus {
    color: var(--iopay-primary);
    text-decoration: none;
    transform: translateX(3px);
}

.dnm-section3__visual {
    display: flex;
    align-items: center;
    width: 100%;
}

.dnm-section3__visual img {
    display: block;
    max-width: 100%;
    height: auto;
}

.dnm-section3__visual--payment {
    justify-content: flex-start;
}

.dnm-section3__visual--payment img {
    width: min(100%, 500px);
    opacity: 0.88;
}

.dnm-section3__visual--history {
    justify-content: flex-end;
}

.dnm-section3__visual--history img {
    width: min(100%, 540px);
    opacity: 0.9;
}

@media (min-width: 992px) {
    .dnm-section3__row--top .dnm-section3__content {
        margin-top: -8px;
    }

    .dnm-section3__row--bottom .dnm-section3__content {
        margin-left: 0;
        margin-top: -4px;
    }

    .dnm-section3__visual--payment img {
        transform: translateX(2px);
    }

    .dnm-section3__visual--history img {
        transform: translateX(-4px);
    }
}

@media (max-width: 1199px) {
    .dnm-section3 {
        padding: 68px 0 88px;
    }

    .dnm-section3__inner {
        width: min(100% - 36px, 960px);
    }

    .dnm-section3__title {
        font-size: 31px;
    }

    .dnm-section3__visual--payment img {
        width: min(100%, 445px);
    }

    .dnm-section3__visual--history img {
        width: min(100%, 490px);
    }
}

@media (max-width: 991px) {
    .dnm-section3 {
        padding: 58px 0 76px;
    }

    .dnm-section3__row--top {
        margin-bottom: 68px;
    }

    .dnm-section3__row--bottom {
        margin-top: 0;
    }

    .dnm-section3__row--bottom > [class*="col-"]:first-child {
        order: 2;
    }

    .dnm-section3__row--bottom > [class*="col-"]:last-child {
        order: 1;
    }

    .dnm-section3__content {
        max-width: 520px;
        margin: 0 auto;
        text-align: left;
    }

    .dnm-section3__visual,
    .dnm-section3__visual--payment,
    .dnm-section3__visual--history {
        justify-content: center;
    }

    .dnm-section3__visual--payment img {
        width: min(100%, 520px);
    }

    .dnm-section3__visual--history img {
        width: min(100%, 560px);
    }
}

@media (max-width: 575px) {
    .dnm-section3 {
        padding: 48px 0 58px;
    }

    .dnm-section3__inner {
        width: min(100% - 28px, 100%);
    }

    .dnm-section3__row {
        row-gap: 28px;
    }

    .dnm-section3__row--top {
        margin-bottom: 52px;
    }

    .dnm-section3__title {
        margin-bottom: 14px;
        font-size: 28px;
        line-height: 1.12;
    }

    .dnm-section3__desc {
        margin-bottom: 18px;
        font-size: 14px;
    }

    .dnm-section3__visual--payment img,
    .dnm-section3__visual--history img {
        width: min(100%, 430px);
    }
}

/* =========================================
   SECTION 4 - TESTIMONIAL SLIDER
   ========================================= */
.dnm-section4 {
    position: relative;
    overflow: hidden;
    padding: 92px 0 110px;
    background: #ffffff;
    color: #10172b;
}

.dnm-section4__inner {
    width: min(100% - 40px, 1180px);
    margin: 0 auto;
}

.dnm-section4__heading {
    max-width: 560px;
    margin: 0 auto 48px;
    text-align: center;
}

.dnm-section4__eyebrow {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 34px;
    padding: 8px 18px;
    margin-bottom: 16px;
    border-radius: 999px;
    background: #f1edff;
    color: var(--iopay-primary);
    font-size: 13px;
    font-weight: 900;
    line-height: 1;
    letter-spacing: 0;
}

.dnm-section4__title {
    margin: 0;
    color: #10172b;
    font-size: 42px;
    font-weight: 900;
    line-height: 1.08;
    letter-spacing: 0;
}

.dnm-section4__desc {
    max-width: 500px;
    margin: 18px auto 0;
    color: #8190aa;
    font-size: 16px;
    font-weight: 600;
    line-height: 1.6;
    letter-spacing: 0;
}

.dnm-section4__slider-wrap {
    position: relative;
}

.dnm-section4__slider {
    overflow: visible;
    padding: 12px 4px 44px;
}

.dnm-section4__slider .swiper-slide {
    height: auto;
}

.dnm-section4__card {
    position: relative;
    height: 100%;
    min-height: 155px;
    padding: 28px 28px 30px;
    border-radius: 20px;
    background: rgba(255, 255, 255, 0.96);
    box-shadow: 0 28px 70px rgba(16, 23, 43, 0.1);
    border: 1px solid rgba(229, 234, 244, 0.9);
}

.dnm-section4__card::before {
    content: "";
    position: absolute;
    inset: 0;
    border-radius: inherit;
    background: linear-gradient(135deg, rgba(113, 56, 232, 0.08), rgba(255, 255, 255, 0) 46%);
    pointer-events: none;
}

.dnm-section4__card-top {
    position: relative;
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 22px;
    z-index: 1;
}

.dnm-section4__avatar {
    width: 56px;
    height: 56px;
    flex: 0 0 56px;
    border-radius: 50%;
    object-fit: cover;
    box-shadow: 0 14px 26px rgba(16, 23, 43, 0.16);
}

.dnm-section4__name {
    margin: 0 0 6px;
    color: #10172b;
    font-size: 17px;
    font-weight: 900;
    line-height: 1.2;
    letter-spacing: 0;
}

.dnm-section4__stars {
    color: #ffc400;
    font-size: 17px;
    font-weight: 900;
    line-height: 1;
    letter-spacing: 2px;
}

.dnm-section4__quote {
    position: relative;
    z-index: 1;
    margin: 0;
    color: #7c8ba5;
    font-size: 15px;
    font-weight: 600;
    line-height: 1.6;
    letter-spacing: 0;
}

.dnm-section4__controls {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 18px;
    margin-top: 40px;
}

.dnm-section4__nav {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border: 0;
    border-radius: 50%;
    background: #10172b;
    color: #ffffff;
    cursor: pointer;
    transition: transform 0.25s ease, background-color 0.25s ease, opacity 0.25s ease;
}

.dnm-section4__nav span {
    display: block;
    margin-top: -2px;
    font-size: 32px;
    line-height: 1;
}

.dnm-section4__nav:hover,
.dnm-section4__nav:focus {
    background: var(--iopay-primary);
    transform: translateY(-2px);
}

.dnm-section4__nav.swiper-button-disabled {
    opacity: 0.35;
    cursor: default;
    transform: none;
}

.dnm-section4__pagination {
    position: static;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    min-width: 76px;
}

.dnm-section4__pagination .swiper-pagination-bullet {
    width: 9px;
    height: 9px;
    margin: 0 !important;
    background: #d8deea;
    opacity: 1;
}

.dnm-section4__pagination .swiper-pagination-bullet-active {
    width: 24px;
    border-radius: 999px;
    background: var(--iopay-primary);
}

@media (max-width: 1199px) {
    .dnm-section4 {
        padding: 82px 0 96px;
    }

    .dnm-section4__inner {
        width: min(100% - 36px, 980px);
    }
}

@media (max-width: 991px) {
    .dnm-section4 {
        padding: 72px 0 84px;
    }

    .dnm-section4__heading {
        margin-bottom: 34px;
    }

    .dnm-section4__title {
        font-size: 36px;
    }

    .dnm-section4__slider {
        overflow: hidden;
        padding-right: 0;
        padding-left: 0;
    }
}

@media (max-width: 575px) {
    .dnm-section4 {
        padding: 56px 0 68px;
    }

    .dnm-section4__inner {
        width: min(100% - 28px, 100%);
    }

    .dnm-section4__eyebrow {
        min-height: 32px;
        margin-bottom: 14px;
        font-size: 12px;
    }

    .dnm-section4__title {
        font-size: 30px;
    }

    .dnm-section4__desc {
        font-size: 15px;
    }

    .dnm-section4__card {
        min-height: 210px;
        padding: 24px 22px 26px;
        border-radius: 18px;
    }

    .dnm-section4__avatar {
        width: 50px;
        height: 50px;
        flex-basis: 50px;
    }

    .dnm-section4__name {
        font-size: 16px;
    }

    .dnm-section4__quote {
        font-size: 14px;
    }
}

/* =========================================
   SECTION 5 - FULL WIDTH IMAGE
   ========================================= */
.dnm-section5 {
    position: relative;
    overflow: hidden;
    padding: 34px 0 96px;
    background: #ffffff;
}

.dnm-section5__image {
    width: 100vw;
    margin-left: calc(50% - 50vw);
    margin-right: calc(50% - 50vw);
}

.dnm-section5__image img {
    display: block;
    width: 100%;
    max-width: none;
    height: auto;
}

@media (max-width: 991px) {
    .dnm-section5 {
        padding: 18px 0 76px;
    }
}

@media (max-width: 575px) {
    .dnm-section5 {
        padding: 4px 0 54px;
    }
}

/* =========================================
   SECTION 6 - REGISTER CTA
   ========================================= */
.dnm-section6 {
    position: relative;
    overflow: hidden;
    padding: 50px 0 110px;
    background: #ffffff;
    color: #ffffff;
}

.dnm-section6__inner {
    width: min(100% - 40px, 1040px);
    margin: 0 auto;
}

.dnm-section6__panel {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 242px;
    padding: 36px 64px 34px;
    border-radius: 24px;
    background: linear-gradient(135deg, var(--iopay-primary) 0%, #377ef0 48%, var(--iopay-secondary) 100%);
}

.dnm-section6__content {
    position: relative;
    z-index: 2;
    width: min(100%, 520px);
    margin: 0 auto;
    text-align: center;
}

.dnm-section6__title {
    margin: 0;
    color: #ffffff;
    font-size: 32px;
    font-weight: 900;
    line-height: 1.22;
    letter-spacing: 0;
}

.dnm-section6__title span {
    display: block;
}

.dnm-section6__desc {
    max-width: 390px;
    margin: 18px auto 22px;
    color: rgba(255, 255, 255, 0.72);
    font-size: 13px;
    font-weight: 600;
    line-height: 1.5;
    letter-spacing: 0;
}

.dnm-section6__btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 118px;
    min-height: 38px;
    padding: 10px 22px;
    border-radius: 8px;
    background: #111831;
    color: #ffffff;
    font-size: 12px;
    font-weight: 900;
    line-height: 1;
    text-decoration: none;
    box-shadow: 0 16px 34px rgba(17, 24, 49, 0.2);
    transition: transform 0.25s ease, background-color 0.25s ease;
}

.dnm-section6__btn:hover,
.dnm-section6__btn:focus {
    background: #202a4b;
    color: #ffffff;
    text-decoration: none;
    transform: translateY(-2px);
}

.dnm-section6__icon {
    position: absolute;
    z-index: 1;
    display: block;
    height: auto;
    pointer-events: none;
}

.dnm-section6__icon--grid {
    top: -31px;
    left: 58px;
    width: 74px;
}

.dnm-section6__icon--wallet {
    top: 39px;
    right: 136px;
    width: 54px;
}

.dnm-section6__icon--badge {
    top: 138px;
    left: 154px;
    width: 43px;
}

.dnm-section6__icon--send {
    right: 159px;
    bottom: -15px;
    width: 38px;
}

@media (max-width: 991px) {
    .dnm-section6 {
        padding: 38px 0 86px;
    }

    .dnm-section6__panel {
        min-height: 236px;
        padding: 42px 34px 36px;
    }

    .dnm-section6__title {
        font-size: 30px;
    }

    .dnm-section6__icon--grid {
        left: 34px;
    }

    .dnm-section6__icon--wallet {
        right: 58px;
    }

    .dnm-section6__icon--badge {
        left: 72px;
    }

    .dnm-section6__icon--send {
        right: 72px;
    }
}

@media (max-width: 575px) {
    .dnm-section6 {
        padding: 24px 0 64px;
    }

    .dnm-section6__inner {
        width: min(100% - 28px, 100%);
    }

    .dnm-section6__panel {
        min-height: 285px;
        padding: 54px 22px 42px;
        border-radius: 20px;
    }

    .dnm-section6__title {
        font-size: 27px;
    }

    .dnm-section6__desc {
        margin-top: 16px;
        font-size: 12px;
    }

    .dnm-section6__icon--grid {
        top: -26px;
        left: 18px;
        width: 64px;
    }

    .dnm-section6__icon--wallet {
        top: 28px;
        right: 20px;
        width: 48px;
    }

    .dnm-section6__icon--badge {
        top: auto;
        bottom: 34px;
        left: 24px;
        width: 40px;
    }

    .dnm-section6__icon--send {
        right: 32px;
        bottom: -13px;
        width: 38px;
    }
}

/* =========================================
   FOOTER
   ========================================= */
footer#colophon.dnm-footer {
    padding: 0;
    background: #ffffff;
    color: #12182f;
}

footer#colophon.dnm-footer * {
    color: inherit;
}

.dnm-footer__top {
    display: grid;
    grid-template-columns: 1.55fr 0.78fr 1fr 0.88fr 1.18fr;
    gap: 54px;
    width: min(100% - 40px, 1395px);
    margin: 0 auto;
    padding: 142px 0 94px;
}

.dnm-footer__brand {
    max-width: 330px;
}

.dnm-footer__logo {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 22px;
    color: #1f2a44;
    text-decoration: none;
}

.dnm-footer__logo:hover,
.dnm-footer__logo:focus {
    color: #1f2a44;
    text-decoration: none;
}

.dnm-footer__logo-mark {
    position: relative;
    display: inline-flex;
    width: 48px;
    height: 48px;
    flex: 0 0 48px;
    border-radius: 11px;
    background: linear-gradient(135deg, var(--iopay-primary) 0%, var(--iopay-secondary) 100%);
}

.dnm-footer__logo-mark::after {
    content: "";
    position: absolute;
    top: 50%;
    left: 50%;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #ffffff;
    transform: translate(-50%, -50%);
}

.dnm-footer__logo-text {
    color: #1f2a44;
    font-size: 30px;
    font-weight: 900;
    line-height: 1;
    letter-spacing: 0;
}

.dnm-footer__tagline {
    max-width: 320px;
    margin: 0;
    color: #91a0ba;
    font-size: 22px;
    font-weight: 500;
    line-height: 1.55;
    letter-spacing: 0;
}

.dnm-footer__heading {
    margin: 0 0 34px;
    color: #10172b;
    font-size: 22px;
    font-weight: 900;
    line-height: 1.2;
    letter-spacing: 2px;
    text-transform: uppercase;
}

.dnm-footer__list {
    display: grid;
    gap: 22px;
    margin: 0;
    padding: 0;
    list-style: none;
}

.dnm-footer__list a {
    color: #62728f;
    font-size: 22px;
    font-weight: 500;
    line-height: 1.45;
    text-decoration: none;
    transition: color 0.25s ease, transform 0.25s ease;
}

.dnm-footer__list a:hover,
.dnm-footer__list a:focus {
    color: var(--iopay-primary);
    text-decoration: none;
}

.dnm-footer__social {
    display: flex;
    align-items: flex-start;
    justify-content: flex-end;
    gap: 34px;
    padding-top: 1px;
}

.dnm-footer__social a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    color: #000000;
    font-size: 32px;
    line-height: 1;
    text-decoration: none;
    transition: color 0.25s ease, transform 0.25s ease;
}

.dnm-footer__social a:hover,
.dnm-footer__social a:focus {
    color: var(--iopay-primary);
    text-decoration: none;
    transform: translateY(-2px);
}

.dnm-footer__social span {
    font-size: 34px;
    font-weight: 500;
    line-height: 1;
}

.dnm-footer__bottom {
    border-top: 1px solid #edf0f5;
    padding: 52px 20px 70px;
    text-align: center;
}

.dnm-footer__bottom p {
    margin: 0;
    color: #91a0ba;
    font-size: 16px;
    font-weight: 500;
    line-height: 1.4;
    letter-spacing: 0;
}

@media (max-width: 1199px) {
    .dnm-footer__top {
        grid-template-columns: 1.35fr 0.8fr 1fr 0.85fr;
        gap: 42px;
        padding: 104px 0 74px;
    }

    .dnm-footer__social {
        grid-column: 1 / -1;
        justify-content: flex-start;
        padding-top: 0;
    }
}

@media (max-width: 767px) {
    .dnm-footer__top {
        grid-template-columns: 1fr 1fr;
        gap: 38px 28px;
        width: min(100% - 32px, 100%);
        padding: 74px 0 58px;
    }

    .dnm-footer__brand {
        grid-column: 1 / -1;
    }

    .dnm-footer__tagline {
        font-size: 19px;
    }

    .dnm-footer__heading {
        margin-bottom: 20px;
        font-size: 18px;
    }

    .dnm-footer__list {
        gap: 14px;
    }

    .dnm-footer__list a {
        font-size: 18px;
    }

    .dnm-footer__social {
        gap: 22px;
    }

    .dnm-footer__bottom {
        padding: 34px 18px 46px;
    }
}

@media (max-width: 480px) {
    .dnm-footer__top {
        grid-template-columns: 1fr;
    }

    .dnm-footer__logo-text {
        font-size: 28px;
    }

    .dnm-footer__social a {
        width: 34px;
        height: 34px;
        font-size: 28px;
    }
}

/* =========================================
   BRAND + TYPOGRAPHY NORMALIZATION
   ========================================= */
body {
    color: var(--iopay-heading);
}

.logo-heager .img-logo {
    display: block;
    width: 180px;
    max-width: 100%;
    height: auto;
}

.dnm-footer__logo img {
    display: block;
    width: 220px;
    max-width: 100%;
    height: auto;
}

.dnm-section1__title span:not(.dnm-section1__sparkle),
.dnm-section2__link:hover,
.dnm-section2__link:focus,
.dnm-section3__link:hover,
.dnm-section3__link:focus,
.dnm-section4__eyebrow,
.dnm-section4__nav:hover,
.dnm-section4__nav:focus,
.dnm-footer__list a:hover,
.dnm-footer__list a:focus,
.dnm-footer__social a:hover,
.dnm-footer__social a:focus {
    color: var(--iopay-primary);
}

.dnm-section4__pagination .swiper-pagination-bullet-active {
    background: var(--iopay-primary);
}

.dnm-section4__nav:hover,
.dnm-section4__nav:focus {
    background: var(--iopay-primary);
    color: #ffffff;
}

.dnm-section4__eyebrow {
    background: var(--iopay-soft);
}

.dnm-section4__card::before {
    background: linear-gradient(135deg, rgba(11, 99, 229, 0.08), rgba(255, 255, 255, 0) 46%);
}

.dnm-section6__panel {
    background: linear-gradient(135deg, var(--iopay-primary) 0%, #377ef0 48%, var(--iopay-secondary) 100%);
}

.dnm-section1__badge {
    background: #e8f7ff;
    color: var(--iopay-primary);
}

p,
main p,
.dnm-section1__desc,
.dnm-section2__intro,
.dnm-section2__text,
.dnm-section3__desc,
.dnm-section4__desc,
.dnm-section4__quote,
.dnm-section6__desc,
.dnm-footer__tagline,
.dnm-footer__bottom p {
    font-size: var(--dnm-body-size);
    line-height: 1.6;
}

h2,
h3,
h4,
.dnm-section2__title,
.dnm-section4__name,
.dnm-footer__heading {
    font-size: var(--dnm-heading-size);
    line-height: 1.22;
}

.dnm-section3__title,
.dnm-section4__title,
.dnm-section6__title {
    color: var(--iopay-heading);
    font-size: var(--dnm-section-title-size);
    line-height: 1.12;
}

.dnm-section1__title {
    color: var(--iopay-heading);
}

.dnm-section3__desc,
.dnm-section4__desc,
.dnm-section4__quote,
.dnm-footer__tagline,
.dnm-footer__bottom p {
    color: var(--iopay-muted);
}

@media (max-width: 991px) {
    :root {
        --dnm-section-title-size: 36px;
    }

    .logo-heager .img-logo {
        width: 150px;
    }
}

@media (max-width: 575px) {
    :root {
        --dnm-body-size: 15px;
        --dnm-heading-size: 20px;
        --dnm-section-title-size: 30px;
    }

    .logo-heager .img-logo {
        width: 130px;
    }

    .dnm-footer__logo img {
        width: 180px;
    }
}